The Right Insurance Agency — Jim Rardin, licensed Arkansas insurance agent
Confused by Medicare? You're not alone. I'm Jim Rardin, a licensed Arkansas insurance agent with The Right Insurance Agency. I help folks all across Arkansas compare Medicare Advantage plans, Medicare Supplements, and prescription drug coverage — in plain English, at no cost to you.
Turning 65 comes with a pile of mail and a lot of deadlines. Miss the wrong one and you could pay penalties for life. I'll walk you through when to enroll, what Parts A, B, C, and D actually cover, and how to choose — before your Initial Enrollment Period sneaks up on you.
Medicare Advantage plans bundle your hospital, medical, and usually prescription coverage into one plan — many with extras like dental, vision, hearing, and grocery/OTC allowances. Plans and benefits change every year, and what's best in one Arkansas county may not even be offered in another. I compare the plans available in YOUR zip code, check your doctors and prescriptions, and show you the real numbers side by side.
Want the freedom to see any doctor who accepts Medicare, anywhere in the country? A Medicare Supplement can help pay the deductibles and coinsurance Original Medicare leaves behind. I'll compare Supplement plans and rates from multiple carriers and explain the trade-offs honestly — including how rates change over time.
Drug coverage is where a lot of people overpay without knowing it. Formularies change every year. Bring me your medication list and I'll check it against the plans available to you, so your prescriptions are covered at the lowest total cost — premium plus copays, not just the cheapest premium.
The Annual Enrollment Period (October 15 – December 7) is your chance to review and change coverage. Even if you're happy with your plan, a 20-minute review can catch benefit cuts, drug changes, or a better fit. There's no charge and no obligation.
Jim Rardin is a licensed insurance agent and the owner of The Right Insurance Agency in Benton, Arkansas. He specializes in Medicare plans and helps Arkansas seniors and folks turning 65 make confident, informed choices about their coverage.
A: Nothing. Agent services are free to you; I'm compensated by the carriers.
A: No — no agent does. I represent multiple carriers, and I'll tell you plainly what I can and can't offer. (See the disclaimer below.)
A: Yes — that's one of the most important steps, and we'll do it together before you enroll in anything.
A: It depends on your employer size and coverage. Book a consultation and we'll map out your deadlines so you avoid penalties.